7 - How do I maximize my benefits under the Post-9/11 GI Bill?

While New GI Bill 2.0 closed many of the loopholes in the Post-9/11 GI Bill (Chapter 33), veterans who want to maximize and stretch their GI Bill benefits still have a few options.
Private Student Tuition Loophole: Students attending private school receive up to $17,500/year in tuition reimbursement. However, this new yearly rate is not prorated for part-time students nor is it lowered for students who do not attend school for the entire year.
For example, if a student were to attend school at a slower pace, let’s say only one semester a year, the VA would pay $17,500 in tuition each semester. So if a veteran had the time and the school didn’t mind someone taking 8 years to finish a 4-year school the VA would reimburse tuition costs up to $140,000in tuition benefits (enough to pay for Harvard for sure).
This loophole does not apply to public students only because the VA will pay all of their in-state tuition costs regardless of the student’s academic load.
Part-time students: The difference between taking 6-8 credits is worth thousands of dollars to you. The Post-9/11 GI Bill (Chapter 33) prorates the monthly living allowance based on how many classes they are taking. Below is chart breaking down those prorated rates.

Credits
% of BAH

12
100%

11
90%

10
80%

9
80%

8
70%

7
60%

6
0%


For example a student is taking 7 credits at a school that consider 12 credits full time, that student will receive 60% of the normal living allowance rate. However, a student taking 8 credits will receive 80% of the normal living allowance, a jump of over $180-$570/month. A student taking just six units will receive no living allowance.